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	<title>BHG Digital &#187; Insurance Tips</title>
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		<title>Free Webinar – 5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011</title>
		<link>http://www.yoursmartmoneymoves.com/2011/06/09/free-webinar-5-strategies-to-improve-the-bottom-line-of-your-business-in-2011/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/06/09/free-webinar-5-strategies-to-improve-the-bottom-line-of-your-business-in-2011/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 18:53:13 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Aams]]></category>
		<category><![CDATA[Awma]]></category>
		<category><![CDATA[Bottom Line]]></category>
		<category><![CDATA[Business Strategies]]></category>
		<category><![CDATA[Ceo]]></category>
		<category><![CDATA[Cfp]]></category>
		<category><![CDATA[Client Acquisition]]></category>
		<category><![CDATA[Cmfc]]></category>
		<category><![CDATA[Crpc]]></category>
		<category><![CDATA[Crps]]></category>
		<category><![CDATA[Dashboard]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Financial Strategies]]></category>
		<category><![CDATA[Income Taxes]]></category>
		<category><![CDATA[Jenkin]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Retirement Plan]]></category>
		<category><![CDATA[Ted]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2393</guid>
		<description><![CDATA[
5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011
Join us as Ted Jenkin, CFP®, AWMA®, CRPC®, AAMS®, CMFC®, CRPS®, co-CEO and Founder of oXYGen Financial, discusses 5 key strategies to improve the ...]]></description>
			<content:encoded><![CDATA[
5 STRATEGIES TO IMPROVE THE BOTTOM LINE OF YOUR BUSINESS IN 2011
Join us as Ted Jenkin, CFP®, AWMA®, CRPC®, AAMS®, CMFC®, CRPS®, co-CEO and Founder of oXYGen Financial, discusses 5 key strategies to improve the ...]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Personal Finance 101 – Your Benefits Package At Work: Disability Insurance</title>
		<link>http://www.yoursmartmoneymoves.com/2011/05/31/personal-finance-101-your-benefits-package-at-work-disability-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/05/31/personal-finance-101-your-benefits-package-at-work-disability-insurance/#comments</comments>
		<pubDate>Tue, 31 May 2011 14:13:27 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Insurance Premiums]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Smart Money Moves]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Work Disability]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2355</guid>
		<description><![CDATA[One of the  most overlooked parts of an overall financial plan is the benefits package you  receive from your employer.   Last week I  reviewed the areas of life insurance.     For younger ...]]></description>
			<content:encoded><![CDATA[One of the  most overlooked parts of an overall financial plan is the benefits package you  receive from your employer.   Last week I  reviewed the areas of life insurance.     For younger ...]]></content:encoded>
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		<item>
		<title>Personal Finance 101 – Your Benefits Package At Work: Life Insurance</title>
		<link>http://www.yoursmartmoneymoves.com/2011/05/23/personal-finance-101-your-benefits-package-at-work-life-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/05/23/personal-finance-101-your-benefits-package-at-work-life-insurance/#comments</comments>
		<pubDate>Mon, 23 May 2011 13:27:29 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Benefits Package]]></category>
		<category><![CDATA[Decisions]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Financial Decisions]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Free Consultation]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Insurance Policies]]></category>
		<category><![CDATA[Insurance Work]]></category>
		<category><![CDATA[Kile Lewis]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Life Insurance Coverage]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Registered Investment Advisory Firm]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Smart Money]]></category>
		<category><![CDATA[Smart Money Moves]]></category>
		<category><![CDATA[Term Insurance]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[Y Generation]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2342</guid>
		<description><![CDATA[One of the  most overlooked parts of an overall financial plan is the benefits package you  receive from your employer.   Two weeks  ago we talked about health insurance and the decisions that ...]]></description>
			<content:encoded><![CDATA[One of the  most overlooked parts of an overall financial plan is the benefits package you  receive from your employer.   Two weeks  ago we talked about health insurance and the decisions that ...]]></content:encoded>
			<wfw:commentRss>http://www.yoursmartmoneymoves.com/2011/05/23/personal-finance-101-your-benefits-package-at-work-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Personal Finance 101 – Your Benefits Package At Work: Health Insurance</title>
		<link>http://www.yoursmartmoneymoves.com/2011/05/09/personal-finance-101-your-benefits-package-at-work-health-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/05/09/personal-finance-101-your-benefits-package-at-work-health-insurance/#comments</comments>
		<pubDate>Mon, 09 May 2011 14:06:53 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Alpharetta Ga 30022]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Benefits Package]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Current Health]]></category>
		<category><![CDATA[Economic Package]]></category>
		<category><![CDATA[Free Basis]]></category>
		<category><![CDATA[Fringe Benefits]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Insurance Coverage]]></category>
		<category><![CDATA[Health Savings Account]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Open Enrollment]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Stock Options]]></category>
		<category><![CDATA[Work Health]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2319</guid>
		<description><![CDATA[One of the  most overlooked parts of an overall financial plan is the benefits package you  receive from your employer.   Making  benefits decision can often be a difficult process.  Most of the ...]]></description>
			<content:encoded><![CDATA[One of the  most overlooked parts of an overall financial plan is the benefits package you  receive from your employer.   Making  benefits decision can often be a difficult process.  Most of the ...]]></content:encoded>
			<wfw:commentRss>http://www.yoursmartmoneymoves.com/2011/05/09/personal-finance-101-your-benefits-package-at-work-health-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do You Have Enough Life Insurance?</title>
		<link>http://www.yoursmartmoneymoves.com/2011/04/14/do-you-have-enough-life-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/04/14/do-you-have-enough-life-insurance/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 12:55:12 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Alcohol]]></category>
		<category><![CDATA[Debit Card]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Guess]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Present Value]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2242</guid>
		<description><![CDATA[Here  is the scenario.  Your husband is driving  home that night on the local highway.   Out of nowhere a large truck sideswipes the car sending it reeling off  the road.  After ...]]></description>
			<content:encoded><![CDATA[Here  is the scenario.  Your husband is driving  home that night on the local highway.   Out of nowhere a large truck sideswipes the car sending it reeling off  the road.  After ...]]></content:encoded>
			<wfw:commentRss>http://www.yoursmartmoneymoves.com/2011/04/14/do-you-have-enough-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal Finance 101 – What Is A Buy-Sell Agreement?</title>
		<link>http://www.yoursmartmoneymoves.com/2011/03/28/personal-finance-101-what-is-a-buy-sell-agreement/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/03/28/personal-finance-101-what-is-a-buy-sell-agreement/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 15:10:03 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Knowledgeable Professionals]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Absence]]></category>
		<category><![CDATA[Alpharetta Ga]]></category>
		<category><![CDATA[Atlanta Georgia]]></category>
		<category><![CDATA[Business Owners]]></category>
		<category><![CDATA[Buy Business]]></category>
		<category><![CDATA[Buy Sell]]></category>
		<category><![CDATA[Buy Sell Agreements]]></category>
		<category><![CDATA[Careful Attention]]></category>
		<category><![CDATA[Complimentary Consultation]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Inheritance]]></category>
		<category><![CDATA[Large Portion]]></category>
		<category><![CDATA[Money Advice]]></category>
		<category><![CDATA[Net Worth]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Sell Business]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=2192</guid>
		<description><![CDATA[For  many business owners, the value of their business is one of the largest  components of their overall net worth, and the business itself is the result of  years of hard work ...]]></description>
			<content:encoded><![CDATA[For  many business owners, the value of their business is one of the largest  components of their overall net worth, and the business itself is the result of  years of hard work ...]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I Need Pet Insurance?</title>
		<link>http://www.yoursmartmoneymoves.com/2011/01/13/do-i-need-pet-insurance/</link>
		<comments>http://www.yoursmartmoneymoves.com/2011/01/13/do-i-need-pet-insurance/#comments</comments>
		<pubDate>Thu, 13 Jan 2011 16:35:33 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Accidents]]></category>
		<category><![CDATA[Deductibles]]></category>
		<category><![CDATA[Financial Decision]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Insurance Companies]]></category>
		<category><![CDATA[Insurances]]></category>
		<category><![CDATA[Music]]></category>
		<category><![CDATA[Open Enrollment]]></category>
		<category><![CDATA[Pet Insurance]]></category>
		<category><![CDATA[Smart Money Moves]]></category>
		<category><![CDATA[Talent Zoo]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1956</guid>
		<description><![CDATA[A  few years ago, my sister ran into a truly awful situation.   She had  to face the music that part her family might pass way.   One of her  ...]]></description>
			<content:encoded><![CDATA[A  few years ago, my sister ran into a truly awful situation.   She had  to face the music that part her family might pass way.   One of her  ...]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which Term Insurance Is Right For Me?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/11/30/which-term-insurance-is-right-for-me/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/11/30/which-term-insurance-is-right-for-me/#comments</comments>
		<pubDate>Tue, 30 Nov 2010 14:17:35 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Buy Insurance]]></category>
		<category><![CDATA[Death Benefit]]></category>
		<category><![CDATA[Evidence Of Insurability]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Insurance Policy]]></category>
		<category><![CDATA[Level Term Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Premiums]]></category>
		<category><![CDATA[Smart Money]]></category>
		<category><![CDATA[Sweet Spot]]></category>
		<category><![CDATA[Talent Zoo]]></category>
		<category><![CDATA[Term Insurance]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1859</guid>
		<description><![CDATA[If you are in the market to buy  life insurance, you need to remember that not all term insurance is created  alike. Here are some key items to  remember so you can ...]]></description>
			<content:encoded><![CDATA[If you are in the market to buy  life insurance, you need to remember that not all term insurance is created  alike. Here are some key items to  remember so you can ...]]></content:encoded>
			<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/11/30/which-term-insurance-is-right-for-me/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Questions To Ask Before Refinancing?</title>
		<link>http://www.yoursmartmoneymoves.com/2010/11/22/5-questions-to-ask-before-refinancing/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/11/22/5-questions-to-ask-before-refinancing/#comments</comments>
		<pubDate>Mon, 22 Nov 2010 15:02:01 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Private Mortgage Insurance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Refinancing Rates]]></category>
		<category><![CDATA[Saving For Retirement]]></category>
		<category><![CDATA[Six Weeks]]></category>
		<category><![CDATA[Talent Zoo]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1844</guid>
		<description><![CDATA[With interest rates being incredibly  low, I have been asked the question over and over the past several months about  whether or not it is a good idea to refinance a home. Here ...]]></description>
			<content:encoded><![CDATA[With interest rates being incredibly  low, I have been asked the question over and over the past several months about  whether or not it is a good idea to refinance a home. Here ...]]></content:encoded>
			<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/11/22/5-questions-to-ask-before-refinancing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>oXYGen Financial Partners with PGA TOUR Rookie Brent DelaHoussaye to Help Him “Breathe Easier®”</title>
		<link>http://www.yoursmartmoneymoves.com/2010/07/27/oxygen-financial-partners-with-pga-tour-rookie-brent-delahoussaye-to-help-him-breathe-easier%C2%AE/</link>
		<comments>http://www.yoursmartmoneymoves.com/2010/07/27/oxygen-financial-partners-with-pga-tour-rookie-brent-delahoussaye-to-help-him-breathe-easier%C2%AE/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 13:09:22 +0000</pubDate>
		<dc:creator>oXYGenFinancial</dc:creator>
				<category><![CDATA[Insurance Tips]]></category>
		<category><![CDATA[Ted Jenkin]]></category>
		<category><![CDATA[oXYGen Financial]]></category>
		<category><![CDATA[Atlanta Ga]]></category>
		<category><![CDATA[Brent Delahoussaye]]></category>
		<category><![CDATA[Endorsement Agreement]]></category>
		<category><![CDATA[Financial Partners]]></category>
		<category><![CDATA[Greenville Sc]]></category>
		<category><![CDATA[Oxygen]]></category>
		<category><![CDATA[Pga Tour]]></category>
		<category><![CDATA[Talent Zoo]]></category>
		<category><![CDATA[Tour Rookie]]></category>

		<guid isPermaLink="false">http://www.yoursmartmoneymoves.com/?p=1476</guid>
		<description><![CDATA[(ATLANTA,GA) – June 26, 2010 &#8211; oXYGen Financial, Inc. announced  the signing of PGA TOUR rookie, Brent DelaHoussaye of Greenville, SC, to a multi-year endorsement agreement. Brent will wear the oXYGen Financial logo on his ...]]></description>
			<content:encoded><![CDATA[(ATLANTA,GA) – June 26, 2010 &#8211; oXYGen Financial, Inc. announced  the signing of PGA TOUR rookie, Brent DelaHoussaye of Greenville, SC, to a multi-year endorsement agreement. Brent will wear the oXYGen Financial logo on his ...]]></content:encoded>
			<wfw:commentRss>http://www.yoursmartmoneymoves.com/2010/07/27/oxygen-financial-partners-with-pga-tour-rookie-brent-delahoussaye-to-help-him-breathe-easier%c2%ae/feed/</wfw:commentRss>
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